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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of Bajaj Allianz General Insurance

  • Bajaj Allianz Critical Illness Policy
    This policy pays out hefty amount upon diagnosis of critical illness of proposer.
    Key features of Critical Illness Policy
    • Coverage is available for 10 critical illnesses
    • Lifelong renewal option available
    • 10% family discount available in policy.
    • Personal disability and death cover
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  • Bajaj Allianz Family Floater Health Guard Policy
    The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
    Key features of Family Floater Health Guard plan
    • Coverage available for laser eye surgery after 4 years of waiting period
    • No sub-limits applicable on boarding and room rent
    • Availability of second opinion in case of critical illness
    • Discount on premium is applicable if proposers opt for deductible
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  • Bajaj Allianz Health Care Supreme Policy
    The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
    Key features of Health Care Supreme Policy
    • Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
    • Lifetime renewal and lifetime entry available
    • No sub-limit on room rent
    • Co-pay is not applicable
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About Health Insurance Plans

Bajaj Allianz offers a range of health insurance plans to meet the needs of families, individuals and senior citizens. Here is a list of health insurance policies on offer by Bajaj Allianz.

Bajaj Allianz Health Insurance Plans

  • Health Guard Individual
  • Health Guard Family Floater
  • Extra Care
  • Premium Personal Guard
  • Star Package
  • Health Ensure
  • Surgical Protection Plan
  • Silver Health

Why Should You Buy Bajaj Allianz Health Insurance Policies?

Bajaj Allianz health insurance plans offers complete financial support so that you get the best possible treatments when required. The insurer boasts diverse health insurance policies to cater to the varied healthcare needs of the insured. Bajaj Allianz health insurance covers come at a affordable price and offer extensive coverage. The claim settlement ratio for Bajaj Allianz health insurance plans is high and these medical insurance policies are eligible for tax benefits as well.

Beneficial Features of Bajaj Allianz Health Insurance Plans

  • The insurer boasts a huge network of over 5000 hospitals and 1500 diagnostic centers
  • 24X7 call assistance facility is available for claim settlement
    Cashless claims are approved within one hour
  • Availability of an array of Value added services

It can be noted that more than 1 Lakh Bajaj Allianz health insurance claims were settled in 2013-14.

Bajaj Allianz Health Insurance Plans



 
   
Name of The Plan Eligibility Age Pre and Post Hospitalization Medical Test Cumulative Bonus Grace Period Free Look Period
Health Guard Individual 3 months to 65 years 60 days before and 90 days after hospitalization. Not required up to 45 years 10% cumulative bonus is available, maximum 50% 30 days of grace period is available 15 days of free look period is available
Health Guard Family Floater 3 months to 65 years 60 days before and 90 days after hospitalization. Not required up to 45 years 10% cumulative bonus is available, maximum 50% 30 days of grace period is available 15 days of free look period is available
Extra Care 3 months-70 years 60 days before and 90 days after hospitalization. Not required up to 55 years 30 days of grace period is available 15 days of free look period is available
Premium Personal Guard 18years to 65 years 10% cumulative bonus is available, maximum 50% 30 days of grace period is available 15 days of free look period is available
Star Package 18 years to 65 years 60 days before and 90 days after hospitalization 10% cumulative bonus is available, maximum 50% 30 days of grace period is available 15 days of free look period is available
Health Ensure 3 months to 65 years

Not required up to 55 years 30 days of grace period is available 15 days of free look period is available
Surgical Protection Plan Indian nationals Not required up to 45 years 30 days of grace period is available 15 days of free look period is available
Silver Health 46 years to 75 years 10% cumulative bonus is available 30 days of grace period is available 15 days of free look period is available


Bajaj Allianz Health Insurance Value Added Services

Aside from the benefits on offer , Bajaj Allianz health insurance plans also endow policyholders with a myriad of value added services. Insured people can save as much as 30% on OPD expenses and cost of medicine.

Armed with Bajaj Allianz Health Card, policyholders are entitled to following discounts:

  • Discounts on OPD expenses at select outlets
  • Discounts on Pharmacy related expenses
  • Discounts on Pathology related expenses at selected outlets.
  • Discounts on Wellness Test related expenses at selected outlets
  • Discount on Radiology related expenses at selected outlets

Bajaj Allianz Health Insurance Plans