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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of Bajaj Allianz General Insurance

  • Bajaj Allianz Critical Illness Policy
    This policy pays out hefty amount upon diagnosis of critical illness of proposer.
    Key features of Critical Illness Policy
    • Coverage is available for 10 critical illnesses
    • Lifelong renewal option available
    • 10% family discount available in policy.
    • Personal disability and death cover
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  • Bajaj Allianz Family Floater Health Guard Policy
    The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
    Key features of Family Floater Health Guard plan
    • Coverage available for laser eye surgery after 4 years of waiting period
    • No sub-limits applicable on boarding and room rent
    • Availability of second opinion in case of critical illness
    • Discount on premium is applicable if proposers opt for deductible
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  • Bajaj Allianz Health Care Supreme Policy
    The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
    Key features of Health Care Supreme Policy
    • Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
    • Lifetime renewal and lifetime entry available
    • No sub-limit on room rent
    • Co-pay is not applicable
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About bajaj allianz critical illness

Bajaj Allianz Critical Illness

Bajaj Allianz maintains a reputation of strength with stability in insurance market. The company is well known to provide facilities of global expertise with domestic experiences to fulfil specific requirements of its customers. On such policy that deliver augur of Bajaj Allianz is “Bajaj Allianz Critical Illness” that keeps the commitment to its customers. The good reputations of Bajaj brand in country and innovative knowledge of Allianz together backbone this insurance policy and makes it advantageous outcome for customers consuming this policy.

Policy Details

Along with getting insurance for materialistic things like cars and house it is a smart move to control your medical expenses. These medical expenses are always shocking and painful in critical moments. The policy of Bajaj Allianz critical illness provide annual plan that minimizes the harm of critical conditions to individuals between the age group of 6 to 65 years having this policy. Critical illness is somewhat like accidents, this policy will provide customer with security of guaranteed cash amount in unexpected condition of illness and when person gets diagnosed with critical illness conditions.

Critical Illness covered in plan

MEDICAL CONDITIONS

COVERAGE

Open Chest CABG surgery

Covered

Stroke with permanent symptoms

Covered

Cancer with severity

Covered

Kidney failure that need regular dialysis

Covered

Major organ transplantation

Covered

Multiple sclerosis

Covered

Surgery of Aorta

Covered

Pulmonary Arterial Hypertension

Covered

Permanent Paralysis

Covered

First Heart Attack (Myocardial Infarction)

Covered

Specific Benefits

  • Lifetime renewal Benefit

  • Payable benefit amount is received after disease is investigated as per criteria and insured person survives 30days after diagnosis of disease.

  • The complete payable amount is delivered to client for performing planned treatment.

  • The amount can be utilized for basic treatment, lifestyle modifications, donor payment or international treatment.

  • Competitive premium rates

  • Premium paid is exempt under 80-D section of Income Tax Act

  • Quick claim settlement procedure

  • Effectual service to resolve customer queries

Additional Features

Family discount of 10% applicable for clients in policy.

Cashless benefit at 3700 + empanelled hospitals over India.

Personal disability and death cover.

Age Band

Entry Age Band for proposer/Spouse- 18 to 65 years

Entry Age Band for dependent children- 6 to 21years

Premium coverage details

All premiums are inclusive of service tax

SUM

INSURED

Ages (in years)

6-25yrs

26-35yrs

36-40yrs

41-45yrs

46-50yrs

51-55yrs

56-60yrs

61yrs and above

100,000

200

300

550

800

1200

1750

3000

3000

200,000

400

600

1100

1600

2400

3500

6000

6000

300,000

600

900

1650

2400

3600

5250

9000

9000

400,000

800

1200

2200

3200

4800

7000

12000

12000

500,000

1000

1500

2750

4000

6000

8750

15000

15000

1,000,000

2000

3000

5500

8000

12000

17500

30000

NA

*Service tax extra

Policy Exclusions

  1. Any critical illness for which treatment was recommended by physician or was manifested or diagnosed before the beginning of policy period.

  2. Illness diagnosed within first 90days of policy commencement is excluded.

  3. Any STD/LAV infections or diseases similar to AIDS are not covered in policy.

  4. Policy exclude symptoms traceable while pregnancy, birth defects and congenital abnormalities

  5. Occupational diseases, naval or military operations, natural peril or radioactive contaminations aren’t covered in policy

  6. Misuse of drugs, alcohol or intentional injury isn’t entertained in conditions of policy.