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Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of Bajaj Allianz General Insurance

  • Bajaj Allianz Critical Illness Policy
    This policy pays out hefty amount upon diagnosis of critical illness of proposer.
    Key features of Critical Illness Policy
    • Coverage is available for 10 critical illnesses
    • Lifelong renewal option available
    • 10% family discount available in policy.
    • Personal disability and death cover
    Buy now
  • Bajaj Allianz Family Floater Health Guard Policy
    The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
    Key features of Family Floater Health Guard plan
    • Coverage available for laser eye surgery after 4 years of waiting period
    • No sub-limits applicable on boarding and room rent
    • Availability of second opinion in case of critical illness
    • Discount on premium is applicable if proposers opt for deductible
    Buy now
  • Bajaj Allianz Health Care Supreme Policy
    The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
    Key features of Health Care Supreme Policy
    • Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
    • Lifetime renewal and lifetime entry available
    • No sub-limit on room rent
    • Co-pay is not applicable
    Buy now

About bajaj allianz extra care

The responsibility of protecting your family in crisis and critical circumstances can become a nightmare for you. This leads to requirement of protecting and safeguarding your closed once with something extra to make yourself live a relaxed and stress free life. People always have a fear of financial instability in conditions of health hazards therefore they opt for health policy. But, it is observed in their attitude that sum insured in basic health care policies is quite low. To overcome this situation something extra is provided by Bajaj Allianz for overhaul and defence of your family, this Add on care is Bajaj Allianz Extra Care. This policy comfort you and your family with benefit of extra financial support if your basic health care policy sum insured gets over. The policy is very beneficial as a family floater as enough money is secured for serious health conditions for your family.

Types of Plan

Plan A – SI of Rs 10,00,000

Plan B – SI of Rs 12,00,000

Plan C – SI of Rs 15,00,000

Age Band

Entry age band for Proposer/Spouse/Dependant Parents- 18yrs to 70yrs

Entry age band for dependant children- 3months to 25yrs

What is Extra in Extra Care?

  • Single premium family floater policy

  • The waiting period continuity will be provided on the basis of hospitalization policy

  • This policy can be opted as a additional policy with pre-existing health policies. The pre-existing health policy sum insured that you are paid at time of hospitalization is considered as “Deductible amount in this policy. The left over hospital expenses after paying the deductible amount are covered by extra care policy. For example, if the payable amount of your health care policy is 3 lakhs at critical illness situation and your n=bill is of 10 lakh. Then after paying the deductible amount of 3 lakh rest 7 lakh will be paid to you by sum insured under extra care policy.

SI OF EXTRA CARE POLICY

(Excluding deductible amount)

DEDUCTIBLE PER HOSPITALIZATION

Rs 10,00,000/-

Rs 3,00,000/-

Rs 12,00,000/-

Rs 4,00,000/-

Rs 15,00,000/-

Rs 5,00,000/-

Key Features

  • This policy is annual policy providing you with benefit of lifetime renewal

  • Person can cover self, spouse and up to 3 children under this policy, but if you want to cover parents also then separate policy is required to be issued for them

  • The medical check-up is required only after the age of 55yrs crossed and the medical check-up report validity is up to 30days from date of examination.

  • The policy covers all hospitalization expenses that are left after fulfilment of specific deductible amount

  • The deductible amount is applied as per the policy plan opted by consumer

  • This policy also provides you with benefit of pre and post hospitalization coverage up to 60 and 90 days

  • There is option of getting Rs 3000/- ambulance charges under policy

  • Under section 80D of Income Tax Act customer can get benefit of income tax by buying this policy

Premium Chart

SI/DEDUCTIBLE

MEMBERS

3months – 40yrs

41-60yrs

61yrs & above

PLAN – A

Rs. 10,00,000/ Rs 3,00,000

1

2500

3750

5000

2

3500

5250

8100

3

4025

6038

9255

4

4430

6645

10145

5

4870

7305

11115

SI/DEDUCTIBLE

MEMBERS

3months – 40yrs

41-60yrs

61yrs & above

PLAN – B

Rs. 12,00,000/ Rs 4,00,000

1

4500

5500

7900

2

5850

7150

10150

3

6435

7865

11125

4

7080

8655

12200

5

7645

9345

13145

SI/DEDUCTIBLE

MEMBERS

3months – 40yrs

41-60yrs

61yrs & above

PLAN – C

Rs. 15,00,000/ Rs 5,00,000

1

4750

5750

8150

2

6175

7475

10475

3

6795

8225

11485

4

7475

9045

12595

5

8070

9770

13570

*Service tax extra