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Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of Bajaj Allianz General Insurance

  • Bajaj Allianz Critical Illness Policy
    This policy pays out hefty amount upon diagnosis of critical illness of proposer.
    Key features of Critical Illness Policy
    • Coverage is available for 10 critical illnesses
    • Lifelong renewal option available
    • 10% family discount available in policy.
    • Personal disability and death cover
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  • Bajaj Allianz Family Floater Health Guard Policy
    The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
    Key features of Family Floater Health Guard plan
    • Coverage available for laser eye surgery after 4 years of waiting period
    • No sub-limits applicable on boarding and room rent
    • Availability of second opinion in case of critical illness
    • Discount on premium is applicable if proposers opt for deductible
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  • Bajaj Allianz Health Care Supreme Policy
    The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
    Key features of Health Care Supreme Policy
    • Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
    • Lifetime renewal and lifetime entry available
    • No sub-limit on room rent
    • Co-pay is not applicable
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About bajaj allianz health care supreme

Bajaj Allianz Health Care Supreme is a complete package policy with wide coverage range for valuable customers. Smart customers look for smart options of health investment in which they try to safeguard themselves and family members with complete coverage protection. To overcome various health challenging situations and times of distress Bajaj Allianz offer Health care supreme to its customers with supreme benefits and coverage choices.

Age Band

Entry age band for proposer/spouse/parents- 18yrs to lifetime

Entry age band for dependant children- 3months to 25yrs

Key features and benefits

  • Policy covers lifetime entry and Lifetime renewal under medical expenses section

  • Dependent children renewal age limit is up to 35 years

  • 60 and 90 days plan provided for pre and post hospitalization

  • 100% restoration option for SI after entire sum insured gets exhausted

  • Policy offers health check up benefits specifically for some tests once every year

  • Spouse, dependant children and parents can be covered under individual policy

  • Proposer, spouse and dependant children can be covered under family floater policy

  • Enhancement of SI only at time of renewals

  • Hospital room expenses provided are unlimited in this plan

  • No co-payment included in plan

  • No-claim bonus that is 10% for one time claim in year up to 50% of the basic sum insured is available for every unclaimed year.

Coverage scope

PLAN

SI RANGE

MAXIMUM MEMBERS

DISCOUNTS

Individual health Care Supreme Plan

Rs. 5,00,000 to Rs. 50,00,000

Proposer

Spouse

Dependant parents

Dependant children

For 2 members – 5% discount

For more than 2 members – 10%

Family Floater Health Care Supreme Plan

Rs. 5,00,000 to Rs. 50,00,000

Proposer

Spouse

Dependent children

Group Health Care Supreme Plan

Rs. 5,00,000 to Rs. 50,00,000

2 to 1,00,000

Depending on number of memebers – 5% to 30%


Health care supreme additional value benefits

Ambulance Charge

The plan provides coverage for ambulance cost up to SI of hospitalization

Eye Cover

Plan provides coverage for eye treatment

Outpatient add on’s

Supreme plan involves benefit of Rs. 2,500 to Rs. 25,000 additional cover for outpatient benefits for insures amount.

Dental cover

Policy cover dental expenses under outpatient benefit

Donor Expenses

Medical expenses of getting organ from donor in covered under plan

Road and Air Ambulance expenses

Ambulance expenses in case of emergency includes road ambulance service, airplane or helicopter are covered in plan

Treatments of Ayurveda and homeopathy hospital expenses

Policy provides coverage foe expenses for ayurvedic and homeopathic hospital expenses along with allopathic treatments.

Maternity expenses coverage

The policy covers expenses of child delivery (including caesarean) and medical recommended expenses along with lawful pregnancy terminations limit up to 2 operations or terminations.

Benefit of recovery

If the continuous period of hospitalization exceeded form more than 7days in case of injury or serious illness, policy will pay a one time amount as mentioned in policy schedule

New-born Baby Cover

Under maternity expenses section, coverage for new-born baby will be provided within the SI of maternity cover subjected to a valid claim if accepted under policy condition.