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Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of Bajaj Allianz General Insurance

  • Bajaj Allianz Critical Illness Policy
    This policy pays out hefty amount upon diagnosis of critical illness of proposer.
    Key features of Critical Illness Policy
    • Coverage is available for 10 critical illnesses
    • Lifelong renewal option available
    • 10% family discount available in policy.
    • Personal disability and death cover
    Buy now
  • Bajaj Allianz Family Floater Health Guard Policy
    The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
    Key features of Family Floater Health Guard plan
    • Coverage available for laser eye surgery after 4 years of waiting period
    • No sub-limits applicable on boarding and room rent
    • Availability of second opinion in case of critical illness
    • Discount on premium is applicable if proposers opt for deductible
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  • Bajaj Allianz Health Care Supreme Policy
    The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
    Key features of Health Care Supreme Policy
    • Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
    • Lifetime renewal and lifetime entry available
    • No sub-limit on room rent
    • Co-pay is not applicable
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About bajaj allianz health ensure

The benefit of global expertise, domestic country knowledge, innovative options to match consumer needs and quick claims disbursements are together constituted in the most appreciated policy of Bajaj Allianz popularly known as Bajaj Allianz Health Ensure Plan. The plan provides you comfort of health security to you and your family by making your finance balanced and benign for critical health circumstances. This policy makes a promise of ensuring you with THE MAXIMUM. This maximum benefit will control the rising financial cost at times of illness and hospitalization.

Age Band

Entry age band for proposer/spouse/dependant parents – 18yrs to 55yrs

Entry age band for dependent children- 3months to 25yrs

Key Features

  • Policy provides you with lifetime renewal and lifetime protection

  • Bajaj Allianz Health Ensure is an annual policy

  • The offered sum insured options are Rs 50,000, Rs 75,000, Rs 1,00,000

  • Medical check-up is mandatory only after age of 55yrs and policy provide your 50% cost refund of medical check-up after acceptance of proposal and issuing of policy

  • The below described are list of test required: –

Full Medical Report

CBC

Urine R

ECG

Fasting BSL

HbA1c

SGOT

Lipid Profile

GGTP

SGPT

Sr Creatinine

Policy Specific and Additional benefits for customer

  • Policy makers provide you with benefit of 5% discount, if 2 or more members of family are covered including proposer under policy

  • There can be income tax benefit appreciated with policy under 80D section of Income Tax Act

  • Free health test at Bajaj Allianz Diagnostic Centre provided to you after 4 claims free years

  • Premium rates under this policy are different for the members of metro and non-metro cities

  • Cashless facility around 3300 + hospitals all over India

  • Other then empanelled network of hospitals if member opt for any other hospital then expenses incurred will be reimbursed within 30days after submitting the documents

  • Medical expenses covered specifically in Health Ensure are described in chart below

BENEFITS

COVERAGE

LIMITS

Hospital or nursing room, nursing expense, registration service charges

Covered

Limit up to 1% of SI per day

All admissible claims limit up to 30% of SI per day during policy period

ICU expenses

Covered

Limit up to 2% of SI per day

All admissible claims limit up to 30% of SI per day during policy period

Ambulance expenses up to 1000/-

Covered

Limit up to 40% of SI per day

Surgeon, Medical practitioner, Anaesthetist, Consultants and Specialist expenses

Covered

Limit up to 30% of SI per day

Anaesthesia

Blood

Oxygen

Theatre charges

Surgical appliances cost

Medicines & drugs

X-ray

Dialysis

Chemotherapy

Radiotherapy

Pacemaker

Artificial Limb expenses

Covered

Limit up to 40% of SI per day

Premium Chart

Premium rates for Non-Metro cities

SI/Age

3M-25 yrs.

26-40 yrs.

41-45 yrs.

46-55 yrs.

56-60 yrs.

61-65 yrs.

66-70 yrs.

71-75 yrs.

76 & above

50,000

638

684

878

1385

2120

2438

2681

2949

3392

75,000

821

924

1184

1879

2877

3309

3639

4003

4603

1,00,000

1003

1163

1490

2374

3634

4179

4596

5056

5814

Premium rates for Metro cities (Delhi, Mumbai, Bangalore, Chennai and Kolkata)

SI/Age

3M-25 yrs.

26-40 yrs.

41-45 yrs.

46-55 yrs.

56-60 yrs.

61-65 yrs.

66-70 yrs.

71-75 yrs.

76 & above

50,000

696

746

957

1510

2311

2657

2923

3215

3697

75,000

895

1007

1290

2049

3136

3606

3966

4363

5017

1,00,000

1093

1267

1624

2588

3961

4556

5010

5511

6338

*Service tax extra