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Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of Bajaj Allianz General Insurance

  • Bajaj Allianz Critical Illness Policy
    This policy pays out hefty amount upon diagnosis of critical illness of proposer.
    Key features of Critical Illness Policy
    • Coverage is available for 10 critical illnesses
    • Lifelong renewal option available
    • 10% family discount available in policy.
    • Personal disability and death cover
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  • Bajaj Allianz Family Floater Health Guard Policy
    The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
    Key features of Family Floater Health Guard plan
    • Coverage available for laser eye surgery after 4 years of waiting period
    • No sub-limits applicable on boarding and room rent
    • Availability of second opinion in case of critical illness
    • Discount on premium is applicable if proposers opt for deductible
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  • Bajaj Allianz Health Care Supreme Policy
    The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
    Key features of Health Care Supreme Policy
    • Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
    • Lifetime renewal and lifetime entry available
    • No sub-limit on room rent
    • Co-pay is not applicable
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About bajaj allianz hospital cash daily allowance

Daily allowance paid at time of emergencies is the better option then getting huge amount at one claim and managing it accordingly. The feature of providing daily allowance helps policyholder to manage daily expenses for pre and post medical treatment according to their judgment and requirement. The Bajaj Allianz Hospital Cash daily Allowance ropes you with this special feature in times of distress. Company schema is to provide sustenance to its customers in every possible manner. This policy is a family floater plan to safeguard you and your family in every possible custom.

The policy of cash allowance also cover benefits provided by other health insurance policies along with special benefit of providing daily allowance to customer. This policy will provide family floater benefit to your family and can be claimed with other health policies as well.

Available Sum Insured Option

30days and 60days cover for per policy period

Rs. 500 per day

Rs. 1000 per day

Rs. 2000 per day

Rs. 2500 per day

Age Band

Proposer and Spouse – 18years to 65years

Children- 3months to 21years

Special Features

  • This is an annual policy with the feature of lifetime renewal

  • The benefits are available for each day of hospitalization

  • Family discount of 5% is available under policy, if 2 or more family members are covered under this policy

  • Tax benefit can be claimed for Rs 15000 per annum for tax exemption under 80D section of Income Tax Act

  • Policy involves both sickness hospital cash as well as accident hospital cash

  • Policy can be added with other health insurance policies as well

Specific additional feature of policy

ICU cash and sickness hospital cash

  1. Daily allowance for continuous 24hours hospitalization up to 30/60 days per policy year

  2. Double of daily allowance for continuous period of 24hours ICU admission up to maximum of 7days

ICU cash and accidental hospital cash

  1. Daily cash for continuous hospitalization due to accident for 30/60 days as per policy

  2. Twice the accidental cash for continuous ICU admission in case of accidents, up to 7 days

PREMIUM

Premium for 30days

Premium for 60days

Option

Sum Insured

Up to 25yrs

26-40yrs

41-50yrs

51-55yrs

56 & above

25yrs

26-40yrs

41-50yrs

51-55yrs

56 & above

A

500/-

250

400

650

900

1200

300

525

850

1200

1600

B

1000/-

300

600

900

1300

1800

500

825

1800

2400

3000

C

2000/-

600

850

1700

2800

3600

1000

1500

3600

4400

4800

D

2500/-

800

1100

2600

3500

4600

1350

1800

4200

5000

5800

*Service tax extra

Exclusions

  • Pre existing diseases existing before the policy commencement

  • Treatments of experimental nature or performed by physician

  • All cancer except malignant melanoma

  • Expenses of routine check-up, diagnosis, X-ray or laboratory examinations

  • Sickness existing within 30days of policy initiation process

  • Diseases excluded from policy amendments are hysterectomy, cataracts, ear surgery, hernia, hypertrophy, fistulae, haemorrhoids, biliary system stones, gastric or duodenal ulcer

  • Limp replacements or cosmetic treatments

  • STDs and AIDs

  • Self made injuries and conditions like suicide, intentional injury

  • Participation in any hazardous activity

  • Radioactive contamination

  • Any treatment other then allopathic

Free locking policy period

If customers are not satisfied with the policy benefits and coverage there is an option provided to cancel policy within 15days of policy documentation without any claim along with applied terms and conditions