- Coverage is available for 10 critical illnesses
- Lifelong renewal option available
- 10% family discount available in policy.
- Personal disability and death cover
Most Popular Policies of Bajaj Allianz General Insurance
- Bajaj Allianz Critical Illness Policy
This policy pays out hefty amount upon diagnosis of critical illness of proposer.
Key features of Critical Illness Policy
- Bajaj Allianz Family Floater Health Guard Policy
The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
Key features of Family Floater Health Guard plan
- Coverage available for laser eye surgery after 4 years of waiting period
- No sub-limits applicable on boarding and room rent
- Availability of second opinion in case of critical illness
- Discount on premium is applicable if proposers opt for deductible
- Bajaj Allianz Health Care Supreme Policy
The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
Key features of Health Care Supreme Policy
- Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
- Lifetime renewal and lifetime entry available
- No sub-limit on room rent
- Co-pay is not applicable
Bajaj Allianz Hospital Cash Daily Allowance Insurance Plan
Bajaj Allianz Hospital Cash Daily Allowance Insurance Policy provides coverage for you and your family against the trauma that you may face due to mounting medical bills during hospitalization. This Daily Allowance option is better at time of emergencies than getting huge amount at one claim and managing it accordingly. So you can go for this health insurance plan without any second thought.
Eligibility of Bajaj Allianz Hospital Cash Daily Allowance Insurance Plan
- Prosper and spouse age should be 18 to 65 years.
- Dependent children age should be 3 months to 21 years.
Sum Insured option of Bajaj Allianz Hospital Cash Daily Allowance Insurance Plan
- Cover for 30 days and 60 days per policy period.
- 500 per day
- 1000 per day
- 2000 per day
- 2500 per day
Benefits offered by Hospital Cash Daily Allowance
- Provides complete health protection to you, your spouse as well as children.
- This policy can be taken along with any other health insurance schemes like CGHS, ESIS etc.
- Insured person can avail daily cash benefits during hospitalization.
- You can get double benefits in case of ICU admission for maximum of 7 days.
- Under Bajaj Allianz Hospital Cash Daily Allowance Insurance Plan, you can avail hassle-free claim settlement procedure.
- Income Tax benefit on the premium paid as per section 80D of the Income Tax Act.
Key Highlights of Bajaj Allianz Hospital Cash Daily Allowance Insurance Plan
- Lifetime renewal option is available under this Hospital Cash Daily Allowance Plan.
- 5% family discount is applicable if 2 or more members of family are covered under the same policy.
- This family discount option will be offered for both new policies as well as for renewal policies.
- This Policy provides both sickness hospital cash as well as accidental hospital cash.
Exclusions of this policy
- Hospitalization within 30 days from the beginning of the plan.
- Any pre-existing diseases are not covered by this Hospital Cash Daily Allowance Plan.
- Dental treatment or surgery treatment also excluded from this plan.
- Any treatment not suggested by the Doctor.
- Any illness due to drinking of alcohol or other addictive substances will not be covered.
- Cosmetic, aesthetic, or related treatments are excluded from this policy option.
- Non-allopathic treatments are also an exclusion of this plan.
- Suicide or other self-inflected cases are not covered under this Hospital Cash Daily Allowance Insurance Policy.
This Bajaj Allianz Hospital Cash Daily Allowance Insurance Plan supports you with its special feature in times of emergency. With this health policy, company provides sustenance to its customers in every possible way.