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Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of Bajaj Allianz General Insurance

  • Bajaj Allianz Critical Illness Policy
    This policy pays out hefty amount upon diagnosis of critical illness of proposer.
    Key features of Critical Illness Policy
    • Coverage is available for 10 critical illnesses
    • Lifelong renewal option available
    • 10% family discount available in policy.
    • Personal disability and death cover
    Buy now
  • Bajaj Allianz Family Floater Health Guard Policy
    The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
    Key features of Family Floater Health Guard plan
    • Coverage available for laser eye surgery after 4 years of waiting period
    • No sub-limits applicable on boarding and room rent
    • Availability of second opinion in case of critical illness
    • Discount on premium is applicable if proposers opt for deductible
    Buy now
  • Bajaj Allianz Health Care Supreme Policy
    The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
    Key features of Health Care Supreme Policy
    • Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
    • Lifetime renewal and lifetime entry available
    • No sub-limit on room rent
    • Co-pay is not applicable
    Buy now

About bajaj allianz premium personal guard-policy

This policy provides personal protection and all round coverage protection to you and your family. Bajaj Allianz Personal Guard Plan is a premium policy to support people with financial support in times when they come across serious health issues. We can’t cure your physical and mental injuries but can surely cure your financial crisis for time being and provide customer a better health with better living option is the motive of Bajaj Allianz Health Policy. This policy provides help during times of death and serious accidents that lead to hospitalization or disabilities in body of customers.

Age Band

Entry age band for proposer/spouse – 18yrs to 65yrs

Entry age years for dependant children – 5yrs to 21yrs

Eligibility

Bajaj Allianz Personal Guard Plan is offered to risk class – I

Risk Level- I

Administrative managerial officers, doctors, teachers, architects, accountants and similar occupation people

Key Features

  • Policy provides lifetime renewal options except in case of fraud, immoral practice or misrepresentation done by people

  • It is an annual policy

  • The premium plan provided by company has its own speciality providing 4 distinctive plan as shown in premium chart

Premium policy Benefits

  • Policy provided 100% of sum insured in situations of proposer’s death that will be paid to nominee

  • In case of Permanent Total Disability (PTD) policy provides you with 200% of sum insured that will be only payable to proposer

  • The below provided Permanent Partial Disability (PPD) table describes the percentage of SI provided to proposer according to disability occurring in particular cases

PPD TABLE

PPD

% OF SI

Large toe

5%

Any other toe

2%

Single Eye

50%

Hearing of single ear

30%

Hearing of both ears

75%

Smelling sense

10%

Tasting sense

5%

Arm at shoulder joint

70%

Arm above elbow

65%

Arm below elbow

60%

Hand at wrist

55%

Single Thumb

20%

Index finger

10%

Any other finger

5%

Leg above mid thigh

70%

Leg up to mid thigh

60%

Leg beneath knee

50%

Leg up to mid-calf

45%

Foot at ankle

40%

  • Temporary Total Disability of proposers are benefited by weekly payable cash as per opted plan and this payment would be restricted to 50% in TTD of spouse

  • Children education bonus for 1 to 2 children’s will be provided under the age of 19years that will be of 5000/- each from the day proposer met accidental body injury

  • Hospitalization allowance of Rs. 1000 or 2500 will be provided for maximum of 30days

  • The cumulative bonus 10% of SI for every claim free year and can reach up to maximum of 50% for 5 continuous claim free years.

Premium chart

PLAN

A

B

C

D

SI [Rs]

10,00,000

15,00,000

20,00,000

25,00,000

Base Plan

Death

100%

100%

100%

100%

PTD1

200%

200%

200%

200%

PPD2

As per PPD table

TTD3 (Rs/wks)

5000/100

5000/100

7500/100

10000/100

Add On

Accidental

Hospitalization

Benefits

2,00,000

3,00,000

4,00,000

5,00,000

Hospital Confinement

Allowance

1000

1500

2000

2500

Premium

Base Plan*

1300

2100

2875

3650

Add on *

475

710

950

1200

Additional Member “A”

Spouse

50% Self Plan benefits

Base Plan*

650

1050

1438

1825

Add on *

238

355

475

600

Additional Member “B”

Each child

25% Self Plan benefits

Base Plan*

325

525

719

913

Add on *

119

178

238

300

*Service Tax Extra