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Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of Bajaj Allianz General Insurance

  • Bajaj Allianz Critical Illness Policy
    This policy pays out hefty amount upon diagnosis of critical illness of proposer.
    Key features of Critical Illness Policy
    • Coverage is available for 10 critical illnesses
    • Lifelong renewal option available
    • 10% family discount available in policy.
    • Personal disability and death cover
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  • Bajaj Allianz Family Floater Health Guard Policy
    The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
    Key features of Family Floater Health Guard plan
    • Coverage available for laser eye surgery after 4 years of waiting period
    • No sub-limits applicable on boarding and room rent
    • Availability of second opinion in case of critical illness
    • Discount on premium is applicable if proposers opt for deductible
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  • Bajaj Allianz Health Care Supreme Policy
    The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
    Key features of Health Care Supreme Policy
    • Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
    • Lifetime renewal and lifetime entry available
    • No sub-limit on room rent
    • Co-pay is not applicable
    Buy now

About bajaj allianz silver health insurance

To overcome the painful distress of financial instability and shortage at the time of old age and if you do not consider disturbing your saving for medical expenses as an intelligent move, then Bajaj Allianz introduce a very safe and reliable policy for their customers that is Bajaj Allianz Silver Health Insurance. The policy provides you with relaxed sleep and life in your elder years of life. This plan is specifically for senior citizens to overcome the increasing medical expenses with increasing age. You can’t control your increasing age but can surely control your increasing health expenses by becoming this policyholder. Bajaj Allianz Sliver Health Insurance Policy comforts you with benefits of global expertise, innovative package to meet customer needs, fast payment of claims and In-house claim management in your time of stress.

Age Band

Entry age band for proposer/spouse – Minimum 46yrs to maximum 70yrs

Key Features

  • Renewable period for policy is life long with no time specification

  • Medical check up is mandatory in each proposal of the policy mad by customer

  • Proposer can avail for tax benefit according to section 80 D of Income tax Act on the basis of premium

  • This policy cover pre and post hospitalization expenses and amount of 3% equivalent of admissible expenses of hospital

  • Ambulance charges up to Rs 1000 are covered in policy

  • The company liability will be restricted only up to 50% of the indemnity in a single policy year in case of pre existing diseases

  • If the policy been renewed continuously there is a feature of lifetime security limit of 3 times

Specific benefits

  • The policy provides benefit of free health check up from Bajaj Allianz Diagnostic Centres at the completion of 4 claim free years

  • From the second year of policy pre existing illnesses are covered in plan

  • In- house health administration team is provided for customers in this policy

  • The cashless facility is provided over various network of hospitals in country

  • The specific feature of policy is coverage of 5% family discount

  • If customer prefer any other hospital rather that network once then loading of 20% co payment would be applicable

  • Policy also involves cumulative bonus of 5% to customers limit of security for every claim free year

Premium Cost

SI/AGE

AGE (in years)

46-50

51-55

56-60

61-65

66-70

50000

1995

2495

3824

4780

7170

100000

2993

3742

5736

7170

10755

150000

3741

4677

7170

8963

13444

200000

4676

5846

8963

11203

16805

300000

5845

7308

11203

14004

21006

400000

8767

10962

16805

18905

24199

500000

10959

13155

21006

23632

29039

*Service tax extra

Exclusions

SPECIFICATIONS

COVERAGE

Non-allopathic treatment

Not-Covered

STDs and AIDs

Not-Covered

Cosmetic surgery

Not-Covered

Joint replacement surgery

Not-Covered

Alcohol and addiction treatment

Not-Covered

Mental illnesses treatment

Not-Covered

Hernia

Not-Covered (for period of 1year)

Piles

Not-Covered (for period of 1year)

Cataract

Not-Covered (for period of 1year)

Benign

Not-Covered (for period of 1year)

Prostatic hypertrophy

Not-Covered (for period of 1year)

Hysterectomy

Not-Covered (for period of 1year)