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Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of Bajaj Allianz General Insurance

  • Bajaj Allianz Critical Illness Policy
    This policy pays out hefty amount upon diagnosis of critical illness of proposer.
    Key features of Critical Illness Policy
    • Coverage is available for 10 critical illnesses
    • Lifelong renewal option available
    • 10% family discount available in policy.
    • Personal disability and death cover
    Buy now
  • Bajaj Allianz Family Floater Health Guard Policy
    The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
    Key features of Family Floater Health Guard plan
    • Coverage available for laser eye surgery after 4 years of waiting period
    • No sub-limits applicable on boarding and room rent
    • Availability of second opinion in case of critical illness
    • Discount on premium is applicable if proposers opt for deductible
    Buy now
  • Bajaj Allianz Health Care Supreme Policy
    The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
    Key features of Health Care Supreme Policy
    • Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
    • Lifetime renewal and lifetime entry available
    • No sub-limit on room rent
    • Co-pay is not applicable
    Buy now

About bajaj allianz surgical protection plan

The medical treatments are health investments in which any financial crisis can lead to sore fallouts. Surgeries are medical treatments that can be planned or accidental therefore getting your finance managed and secured to these serious situation is an essential job. To help you out in managing finance in these distress situations, Bajaj Allianz provides a benign and valued insurance plan called Bajaj Allianz Surgical Protection Plan. This plan provides surgical finance assistance in case of serious injuries or surgeries leading to hospitalization. This policy takes care of expensive specified surgeries and provides you with fixed amount of benefit. Along with this surgical benefit cover Bajaj Allianz Surgical Plan involves optional value added covers.

Categories of Policy

Policy Category 1- Individual Surgical Protection Plan

Policy Category 2- Group Surgical Protection Plan

Age Band

Entry Age band for proposer/spouse/parents- 18yrs to 65yrs

Entry Age band for dependant children – 3months to 25yrs

Key Features

  • Lifetime policy renewal option for proposer, spouse and dependant parents

  • 35years of policy renewal option for dependent children

  • No medical check-up required till 45years of age

  • Policy can be opted in addition to other hospitalization policy

  • Income Tax Benefit under section 80 D can be availed for Bajaj Allianz Surgical Protection Plan

  • This is an annual policy

  • Feature of individual as well as spouse, dependent parents and children all included in one policy

Specific Benefits of Bajaj Allianz Surgical Protection Plan

  • Bajaj Allianz Surgical Policy is only cashless facility, available around 3600 + networks of hospitals all over India

  • In house claim processing facility provided by Health Administration Team of Bajaj Allianz

  • Policy provides coverage for 600 types of surgeries with guaranteed benefit cash

  • Discounts offered are: –

  • Good health discount of 5% for proper medical conditions

  • Family discount of 5% if more than two members of family are covered under policy

  • Online policy discount of 10% for online policies to direct customers in lieu of commission is applied. This option is only for online policyholders.

  • Discount offered in lieu of group size: –

Group Size (No. of Members)

Discount

2 to 100

5%

101 to 250

7.5%

251 to 500

10%

501 to 750

12.5%

751 to 1000

15%

1001 to 10000

20%

10001 to 25000

22.5%

25001 to 50000

25%

50001 to 100000

30%

  • Loading is applicable for customers, the details of health conditions to which loading is applicable is provided below

Medical Condition

Loading on Premium

Diabetes

10%

Hypertension

10%

Cholesterol

10%

Obesity

10%

Cardiovascular diseases

10%

Policy Sections

  • Surgical Benefit Cover

Company will provided specific financial support from the sum insured according to the grade of surgery occurring to patient. These surgery grades are described below in list.

GRADE

SURGERIES

LIST

GRADE-1

Supra-Major Surgeries

Heart bypass surgery

Heart lung transplant

Total knee replacement

Kidney transplant

Chest wall resection

Liver transplant

GRADE-2

Major Surgeries

Back and neck surgery

Open bladder surgery

Lung volume surgery

Arm bones plate and screw fixation

GRADE-3

Sub- Major Surgeries

Anterior ligament surgery

Appendix surgery

Liver biopsy

Cuff repair

Laryngoscopy

Stapedectomy

GRADE-4

Day Care Procedures

Curettage

Dilatation

Circumcision

Bronchoscopy

GRADE-5

Minor Surgeries

Carpal tunnel release

Cyst

Bone marrow biopsy

  • Add on covers (optional)

  1. Hospital cash daily allowance

  2. Critical illness cover

  3. Personal accident cover