- Coverage is available for 10 critical illnesses
- Lifelong renewal option available
- 10% family discount available in policy.
- Personal disability and death cover
Most Popular Policies of Bajaj Allianz General Insurance
- Bajaj Allianz Critical Illness Policy
This policy pays out hefty amount upon diagnosis of critical illness of proposer.
Key features of Critical Illness Policy
- Bajaj Allianz Family Floater Health Guard Policy
The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
Key features of Family Floater Health Guard plan
- Coverage available for laser eye surgery after 4 years of waiting period
- No sub-limits applicable on boarding and room rent
- Availability of second opinion in case of critical illness
- Discount on premium is applicable if proposers opt for deductible
- Bajaj Allianz Health Care Supreme Policy
The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
Key features of Health Care Supreme Policy
- Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
- Lifetime renewal and lifetime entry available
- No sub-limit on room rent
- Co-pay is not applicable
- Bajaj Allianz Car Insurance Policy
This is a comprehensive policy that protects proposers' car against third party liabilities and its own damage.
Key features of car insurance policy
- 24x7 Spot Assistance Cover
- Locks and Keys Replacement Cover-
- Exclusive benefits available with 'EEZEE' card
- Personal Care Policy available (only for winners of vehicles manufactured by Skoda or Volkswagen)
About Bajaj Allianz Home Insurance
Bajaj Allianz is a reputed insurance company that offers a wide range of insurance plans to all customers. Bajaj Allianz Home Insurance plan can be the ideal option for those who are looking for a comprehensive home insurance policy.
Owner and occupant of an independent house/ flat/ apartment that is not more than 30 years old and not ‘kutchaa’ structure can opt for this policy to insure the structure and/or the contents of the structure.
Tenants and any non-owner occupants of residential structures can opt for Bajaj Allianz Home Insurance plan to have its contents insured.
Types of Bajaj Allianz Home Insurance Policies
Bajaj Allianz offers 3 different types of home insurance policies to cater to the requirements of all types of customers. Let’s take a look at different types of Bajaj Allianz Home Insurance Policies.
My Home Insurance Cover
To protect your household against all unexpected incidents, you should opt for this type of Bajaj Allianz Home insurance policy. This plan provides total protection against a myriad of unforeseen risks such as fire, burglary, natural calamities and the likes. This type of Bajaj Allianz Home insurance policy comes in 3 variants. Depending on your needs, you can choose any of these three variants. Three variants are;
- Agreed Value Basis
- Reinstatement Value Basis
- Indemnity Basis
Benefits and Features of My Home Insurance Cover
- This type of Bajaj Allianz Home insurance policy shields households, contents and the insured individuals’ interest and their family members’ as well.
- This Bajaj Allianz Home insurance policy provides security against losses due to burglary, natural calamities and fire.
- This Bajaj Allianz Home insurance policy covers works of art, jewelry and other valuables.
- This type of Bajaj Allianz Home insurance policy comes with affordable premium and attractive discounts.
- This type of Bajaj Allianz Home insurance policy allows for customization and widening of coverage by offering a range of add-on covers.
- This type of Bajaj Allianz Home insurance policy compensates policyholders with alternate accommodation rent.
- This Bajaj Allianz Home insurance policy can be availed for1, 2 and 3 years.
Add-on Covers Available with My Home Insurance Cover
Here is a list of add-on cover that comes with the My Home Insurance Cover.
- Keys and locks replacement cover
- Loss of rent cover
- ATM withdrawal robbery cover
- Temporary resettlement cover
- Lost wallet cover
- Public liability cover
- Employees compensation cover
- Dog insurance cover
House Holders Package Policy
This type of Bajaj Allianz Home insurance policy also keeps your household and its valuable contents protected against several different untoward events such as natural calamities, fire, burglary etc.
Beneficial Features of House Holders Package Policy
- Premiums of House Holders Package Policy are affordable.
- This type of Bajaj Allianz Home insurance policy comes with lucrative discounts.
- This Bajaj Allianz Home insurance policy shields households, contents and the insured individuals’ interest and their family members’ as well.
Coverage of House Holders Package Policy
- Fire & Allied Perils
- Burglary & Theft
- Jewelry & Precious Items
- Electronic Equipment & Domestic Appliances (breakdown)
- Workmen’s Compensation/ Personal Liability
- Personal Accident Insurance
- Plate Glass
- Pedal Cycles
Easy Householders Package Policy
This type of Bajaj house insurance policy provides basic protection to the contents of your home. This simplified version of home insurance comes with 3 customized variants to meet your needs.
Beneficial Features of Easy Householders Package Policy
- This type of Bajaj house insurance policy provides a good combination of necessary coverage
- The premium of Easy Householders Package Policy is easy to afford
- The process of claim settlement of this Bajaj house insurance policy is simple, easy and fast
Coverage Offered by Easy Householders Package Policy
- Allied perils and fire
- Theft and Burglary
- Breakdown of Domestic Appliances and Electronic Equipment and Baggage