- Coverage is available for 10 critical illnesses
- Lifelong renewal option available
- 10% family discount available in policy.
- Personal disability and death cover
Most Popular Policies of Bajaj Allianz General Insurance
- Bajaj Allianz Critical Illness Policy
This policy pays out hefty amount upon diagnosis of critical illness of proposer.
Key features of Critical Illness Policy
- Bajaj Allianz Family Floater Health Guard Policy
The plan aims to cover an entire family which means any insured member of the policy can utilize the sum insured to pay hospitalization expenses.
Key features of Family Floater Health Guard plan
- Coverage available for laser eye surgery after 4 years of waiting period
- No sub-limits applicable on boarding and room rent
- Availability of second opinion in case of critical illness
- Discount on premium is applicable if proposers opt for deductible
- Bajaj Allianz Health Care Supreme Policy
The policy provides coverage for medical expenses and it comes with variants like individual and family floater.
Key features of Health Care Supreme Policy
- Availability of add-on covers like personal accident cover, ancillary cover, critical illness cover
- Lifetime renewal and lifetime entry available
- No sub-limit on room rent
- Co-pay is not applicable
- Bajaj Allianz Car Insurance Policy
This is a comprehensive policy that protects proposers' car against third party liabilities and its own damage.
Key features of car insurance policy
- 24x7 Spot Assistance Cover
- Locks and Keys Replacement Cover-
- Exclusive benefits available with 'EEZEE' card
- Personal Care Policy available (only for winners of vehicles manufactured by Skoda or Volkswagen)
About Bajaj Allianz Two Wheeler Insurance
Bajaj Allianz two wheeler insurance policy facilitates bike-owners with long-term protection. Aside from offering policy with duration up to 3 years, Bajaj Allianz two wheeler insurance policy offers complete coverage against third party liability, theft and damage to the insured two-wheeler.
Key Benefits of Bajaj Allianz Two Wheeler Insurance
- Easy steps to renew or buy two wheeler insurance policy online
- 50% existing No Claim Bonus can be transferred from other insurer
- Availability of 24×7 claims support service even on holidays.
- Availability of claim status update through SMS
Coverage of Bajaj Allianz Two Wheeler Insurance
- Damage due to natural calamities like explosion, fire, lightning, self-ignition, earthquake, flood, earthquake, hurricane, typhoon, tempest, storm, cyclone, inundation, hailstorm, landslide, frost and rockslide.
- Damage caused by man-made calamities theft, riot, burglary, strike, terrorist activity, malicious act, any damage during transit
- Coverage available for personal accident up to Rs.1 lakh for individual owner/driver while driving or mounting or dismounting.
- Third Party Legal Liability coverage against accidental damages causing property damage or death or permanent injury
Plans and Features of Bajaj Allianz Two Wheeler Insurance
|Benefits and features||1 year policy||3 years policy|
|Coverage period||One Year||Three Years|
|Frequency of renewal||Every year||Once in three years|
|TP premium||Increases every year||Doesn’t increase during policy period|
|Cancellation refund in the middle of the policy period||No refund available in case of any claim||Proportional refund in case of a claim|
|NCB Benefits||Additional benefit at the time of renewal||As per specified rate|
|NCB Benefits after making a claim||NCB becomes nil||NCB gets reduced but doesn’t get completely nil|
Bajaj Allianz Health Insurance Value Added Services
Aside from the benefits on offer , Bajaj Allianz health insurance plans also endow policyholders with a myriad of value added services. Insured people can save as much as 30% on OPD expenses and cost of medicine.
Armed with Bajaj Allianz Health Card, policyholders are entitled to following discounts:
- Discounts on OPD expenses at select outlets
- Discounts on Pharmacy related expenses
- Discounts on Pathology related expenses at selected outlets.
- Discounts on Wellness Test related expenses at selected outlets
- Discount on Radiology related expenses at selected outlets